News Letter

HERO,org

989-728-1999

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Text Box: Welcome to HERO! The year is flying by. We have moved into and are completing the finishing touches on our new building. Come in and check it out! Bring your flyers and business cards to display or post items or services you wish to trade on our bartering board. We are here to help develop the skills and knowledge necessary to promote growth and encouragement for entrepreneurs & small businesses to achieve success. As part of our fundraising, we have educational materials, gifts and crafts for sale at our building. Look inside this issue for our upcoming seminars and fundraising events. Look and listen for our advertising in the local newspapers and on the local radio stations. HERO welcomes input from the community. When would you like to see classes offered? Do you have a class you would like to offer? Attend our next “Partners of HERO” meeting and give your input on how we can improve our community. Check our calendar for the date and time of our next meeting. Have a great Holiday Season! If you or someone you know is self employed or starting a small business we encourage you to contact us at 989-728-1999 or stop in to see us at 3669 M-65, Hale, Michigan.

Text Box: MISSION STATEMENT It is the vision of HERO to provide funds for entrepreneurs and self-employed individuals who are experiencing financial difficulty. Realizing that unpredictable circumstances can quickly put a small business in jeopardy and that financing is not readily available, it is our mission to be there when others are not. To accomplish our mission, we will analyze each applicant’s present circumstance, evaluate current and future needs, and provide training in areas of need. The specific means for achieving our mission will be through donations, grants, conducting professional seminars and fund-raising. In order to preserve the small business heritage of the United States of America, it is our secondary mission to encourage those we help (once financially secure and sound in business practices) to pass on their success to others in need.

Text Box: 2008 / 2009 HERO Event Calendar Oct— Open House at New HERO Building 3669 M-65, Hale, Mi Study Group Sessions (see below) Nov -- Seminar “Business Taxes” Group Study Sessions Dec — Seminar “Goal Setting & Decision Making” Study Group– Christmas Crafts Jan — Floral Class for Brides — Make Your Own Wedding Flowers— bouquets, boutonnieres, & arrangements Feb— Seminar “Organizing Your Business & Office” Call for information on dates & times of our Seminars & Events

Below are some of our future event. Make sure and mark your calendar.

Text Box: PEACE is not simply the absence of conflict: it must include efforts which build and promote “ A civilization of love “ The goal of peace, so desired by everyone will certainly be achieved through the practice of virtues, which favor togetherness and which teach us to live in unity, so as to build in unity, by giving and receiving a new society and a better world “ Peace be with you !… Pope Paul John II

Order your UpNorthopoly game today! It is played just like a game of monopoly except property ads are from up north businesses. Cntact HERO about our UpNorthopoly tournaments. Join us, have fun and win prizes!

Volume 6 Issue 1

Summer Retreat Seminars Features:

Business Start Up & Funding

An Interactive, Fun Seminar Retreat geared to individuals who are in early stages of a small business, in the process of or thinking of starting a small Business. The proceess of putting a business together, including the thought put in before beginning it, forces one to take an objective, critical, unemotional look at the business process in its entirety. This seminar covers the following and more.

· Structure of business & registering business name: The size of the business is the biggest factor in selecting the legal structure. If you personally are the business, then sole proprietorship is most likely the legal structure of choice. If your business consists of two or more persons then a partnership or incorporation may be your choice.

· Mission Statement & Business Plan: The mission statement is youraffirmation or refinement of the organization’s mission—the very reason your organization exists. The mission statement is an important componnent of every funding proposal. A business plan is an operating tool, which, if properly used, will help manage the business and work effectively word its success. Lenders require one. A completed business plan communicate ideas to others and provides the basis for financial proposal.

· Business bookkeeping & taxes: Keeping accurate books and understanding your tax obligations and preparing taxes can be very confusing and complicated. If returns and neglected or filed improperly, penalties and excess payments may be levied.

· Financing a Business—grants & loans: There are several options avaliavle for obtaining money to start a new business or expand an existing one. Most businessess begin with the owner’s own capital or loans from friends and family.

Contact HERO for the Dates and Times of our up coming Seminars.

Volume 6 Issue 1

HERO’s Kids Kare Program & Pinecrest Learning center

Although HERO’s afterschool program has not been able to start due to lack of funding, we are offering some study groups thought Pinecrest Learning Center and other activities for area youth.

Our goal with the “HERO Kids Kare Program” is to have a learning center where children can work on homework assignments in a enjoyable and helpful atmosphere. We can provide tutoring and engage children in games to enhance their learning abilities.

The rules of behavior are as follows:

1. The Golden Rule (Do onto others as you wish them to do onto you)

2. Respect all property

3. Respect others at all times

4. Respect yourself at all times

At the present time we are offering two study sessions a month:

The sessions are for children in middle school and high school but we welcome adults. If you have younger children in need of help please contact us. The fall sessions are held on Tuesdays from 3 pm to 5 pm. Please sign up one week in advance of the session you wish to attend. All sessions have a fee of $10 and some have an additional material fee.

Sept 30 Math Study Group—this session is on general Math

Oct 14 Language Arts study Group—this session is on parts of speech Oct 28 Social Studies Study Group—this session is on current

events and how to vote

Nov 11 Science Study Group—this session is on general Science

Nov 25 Math Study Group—this session is on Consumers Math

Dec 9 Special Craft Class—this session we will be making Christmas crafts for decorations or gifts

Please contact Betty at: 989-728-1999 for more information on how to enroll in the program or work as a volunteer. You may stop in at the HERO Building:

3669 M-65, Hale, MI 48739